Single Premium Life

If you have clients that have funds in CD's, money markets, or other places that are earmarked for beneficiaries upon their death, consider suggesting Single Premium Life (SPL).

Single Premium Life offers:

  • A tax-free death benefit greater than the premium paid.
  • Liquidity to the policy owner should an emergency arise.
  • Benefits for home health care or nursing home care.
  • Easy issue - no exam, blood, or urine.
  • Competitive commission!

Advantage to Client:

  • Competitive initial death benefit with potential for greater death benefit increases than traditional life plans.
  • No more premium payment.
  • Access to current death benefit for terminal illness, home health care or nursing home care.
  • Guaranteed coverage to age 120 regardless of future interest rates.

Discover the benefits of single premium life with our free guide.

SPL Guide

Download
Single premium life options for qualified & non-qualified money.

Qualified vs Non-Qualified Money

Download
Get single premium life product information.

Product Information

Download

Long-Term Care Insurance

Download

Discover your single premium life prospects.

SPL Prospects

Download
Single premium life options for qualified & non-qualified money.

Stand alone vs combo LTC

Download
See the OneAmericaStory.

The OneAmerica Story - Client

Download
See the OneAmericaStory.

The OneAmerica Story - Agent

Download

Please publish modules in offcanvas position.