40 Years Strong:
A Celebration of URL Insurance Group
As we celebrate 40 years at URL Insurance Group, we’re incredibly thankful for the relationships, trust, and support that have shaped our journey along the way. Whether you’ve been part of our journey since the beginning or joined along the way, you’ve played a role in who we are today. At the center of everything we do is a simple belief we’ve carried for 40 years: “We’re in the people business.” After more than four decades, that commitment to people, partnerships, and serving others continues to define who we are and where we’re headed.
Our History
From a hotel basement in 1986 to a multi-line powerhouse, URL Insurance Group is a story of passion, perseverance, and family.
It all began with a dream. Two fathers and coaches, Gary Clemens and Dick Basciano, started a life insurance brokerage with United Republic Life that led to the purchase of the name URL Inc. They got their start in the basement of a hotel with just one employee. Over time they meticulously expanded their offerings, venturing into annuities, individual and group health, and Medicare. Each step brought onboard specialists, crafting teams dedicated to exceeding expectations in their domains.
Today, URL is more than just insurance. It's a collaborative force, operating as one company while empowering specialized teams to excel in their fields. This unique structure fosters cross-selling capabilities, creating immense value for our agent partners. As an independent, family-owned business, we thrive in the relationship-driven insurance industry. Led by the second generation, Ken and Steve Clemens, alongside a dedicated leadership team and nearly 50 employees, URL continues to push boundaries and empower success.

Our Values
Purpose
For every product or service we provide, there is always a person who wants to feel safer and better protected by what we do, that why we say we’re in the people business. Providing insurance solutions is what we do, helping clients feel better protected with our products and services is why we do it.
Lives Helped
Success is not measured by policies or premium, but by the number of lives we help. We strive to earn the trust of over 50,000 clients annually and provide exceptional service in meeting their insurance goals.
Family
URL was built on strong family values. Building long lasting relationships is at the core of who we are, from the agent partners and clients we serve to the staff inside our office.
Trust
Our goal is to build lasting relationships with independent agents and agencies who have aspirations of growth in multi-markets, that we could partner with from early education through retirement. URL takes a personalized approach to your unique needs and providing peace-of-mind.
Professionalism
Across the board, we exceed industry expectations thanks to our diverse group of high-performance people.
Innovation
We are a premier field marketing organization, leveraging technology to stay ahead of industry changes, with divisions to meet all your needs.
Empowerment
Our greatest asset is our people. It is our goal to create an atmosphere to empower professional growth and nurture opportunities for employee development.
A new way to help you build
your client relationships
For us the insurance business is all about the people. People who get satisfaction from a job well done. People who want to provide their customers with the best products and service. And the people you protect with quality insurance products for all aspects of their lives.
As a one-stop brokerage for our agents we never forget what our job is all about... We're in the people business.


