Who is URL?
URL is a multi-faceted insurance products and services company serving membership associations, businesses and consumers. Since 1986, we've kept our focus on the people who ultimately use our products. Because we know that, for every product or service we provide, there's always a person who wants to feel safer and better protected by what we do. That's why we say, “We're in the people business.”
Steve Clemens
Steve Clemens began his insurance career in 2000, when he joined URL Insurance Group as a Life Agent Support Specialist and as an independent insurance agent specializing in life insurance sales. In 2007, Steve was promoted to Vice President of Life Markets. Steve greatly enjoys building lasting relationships with his clients, as well as educating clients on the benefits of life insurance and helping to present the best solutions to meet their insurance needs. Steve is a proud member of the National Association of Insurance and Financial Advisors and currently serves as the President of NAIFA Greater Harrisburg and on the board of directors.
Steve enjoys working with educators and helping them with their insurance needs. His wife, Julie, taught in the Middletown School District for twelve years, his mother-in-law taught at Verner Elementary School in Verona, PA for 39 years and both his parents graduated from West Chester with teaching degrees. In Steve's free time, he greatly enjoys spending time with his wife and their three children on family vacations to the beach or the Colorado Rocky Mountains. He enjoys coaching youth baseball & soccer in local youth sports leagues, as well as playing golf, fly fishing and cheering on Penn State, his alma mater.
Call us at 717-500-PSEA to discuss your life insurance needs, or request a consultation.
Joey Frey
Joey started in the insurance industry in 2010 as a Property and Casualty agent for Nationwide. In 2013 he transitioned to his current role at URL as a Life Markets Specialist, specializing in life, disability and long-term care case design.
In his spare time Joey likes to spend time with friends and family and laugh as much as possible. He also enjoys playing golf and basketball.
Call us at 717-500-PSEA to discuss your life insurance needs, or request a consultation.
Kelly Lucas
Kelly, Orion Client Services Manager, has worked in the insurance industry since 2002. She joined URL in 2018 with an extensive work history in Medicare. She helps her clients by offering valuable insurance options. Kelly's goal is to ensure there is a clear understanding of their insurance plans. Making a plan choice can be difficult, so she prides herself on helping her clients in making the choice to best fit their needs.
In her spare time, she enjoys running, vacationing, and spending time with her family and friends.
Call us at 717-500-PSEA to discuss your life insurance needs, or request a consultation.
Olivia Adkins
Olivia has been in customer service and sales since 2016 and joined URL's Medicare Offerings team in 2019. She is currently attending Harrisburg Community College and working towards her bachelor's in marketing. Her hobbies include hiking, yoga, and baking.
Call us at 717-500-PSEA to discuss your life insurance needs, or request a consultation.
