Annuity Solutions Newsletter

Annuity Solutions Marketing Minutes | May 21st

News in this issue: 

Athene

Bonus alert: bonus of 20% on 10 year FIA for a limited time! OR  26% with (.95% fee) 

Key advantages:

Axonic

We recently introduced their MYGA products on my last Marketing Minutes video however, they also do FIA products. The Trailhead and Trailhead plus FIA!

Key advantages:

  • Product comes in a 5,7, and 10 year surrender
    • Accumulation option:
      • Caps as high as 10.25% on the S&P 500  
      • 5.05% 1-year fixed rate. 
    • Bonus options:
      • 5-year FIA with 9% bonus or (12% bonus with fee) 
      • 7-year FIA with 12% bonus or (17% bonus with fee) 
      • 10-year FIA with 16% bonus or (23% bonus with fee) 
      • FEE IS .95%bps 
      • Read more

See full details:

Take action

Turn conversations about Medicare, health insurance, and employee benefits into more opportunities. Reconnect with clients and share what’s been popular with other retirees you serve—annuities and life. Fact finders make it easy to ask a few key questions or send one ahead of a client’s first appointment. 

Do follow-ups with your clients and reconnect: 

  • Look up birthdays 
  • Effective dates of current policies to plan for future appointments
  • Anniversary statements  

We offer guaranteed rates up to 5.70%, bonuses up to 23%, and a wide range of 3- to 5-year options for clients who want to start cautiously. You don’t need to be an expert—use a fact finder and let URL guide you through the next steps while you stay in control of your client relationships.

Explore our complete fact finder, recommendation form, and connect with the team through our Annuity directory for trusted annuity support.

Annuity Solutions Marketing Minutes | April 23rd

News in this issue: 

Axonic: New carrier

Have you heard? URL Added a new annuity carrier. We’ve added Axonic (A-) AM BEST rating, and the rates are something to get excited about.

Highlights:

  • Competitive MYGA Rates as high as 5.70%
  • 10% Withdrawal beginning Year 2

Materials available:

Lincoln: OptiBlend income with Protected Pay & Estate Lock Rider

A unique opportunity featuring one of the first estate-focused benefits on an FIA product.

Key advantages:

  • Competitive income potential with powerful death benefit based on initial premium
  • Differentiated estate planning feature (Estate Lock Rider)

Materials available:

Nassau: Resources and updates

Following our Symposium, Jake from Nassau has posted these 6 great resources.

OceanView: MYGA rate increase

A rated carrier providing good guarantees, accumulation options and has raised their rates recently!

Key advantages:

  • 6 year at 5.50% (high band)

Materials available:

Thank you! 

For those who attended our recent Life & Annuity Sales Symposium—thank you for your time, participation, and energy. We truly appreciate your support and hope you enjoyed it as much as we did!

Strategy corner with Cody:

Now is the time: We’re seeing a strong uptick in sales, and for good reason—this is the right environment for market conversations.

  • The S&P 500 has seen notable volatility this year
  • As of April 10, 2026, the market remained negative year-to-date, even after a strong week

Many of your clients have experienced 10-20% gains over the past couple of years—but that pace isn’t holding right now.

This is your opportunity to:

  • Help clients lock in gains
  • Introduce guarantees, bonuses and income (making their money work for them)
  • Position accumulation strategies with downside protection

Lean into the conversation and don’t be afraid to ask—your clients need it now more than ever!

See newsletter archives

Annuity Solutions Marketing Minutes | December 1st

News in this issue: 

Keep your clients’ RMDs in mind: Time is running out for 2025!

Required beginning age: You must generally start taking required minimum distributions by April 1st of the year after you reach the applicable age. All RMDs after that first year must be taken by December 31st of the year they are due.

  • 70½ if you were born before July 1, 1949
  • 72 if you were born after June 30, 1949 but before 1951
  • 73 if you were born after 1950 but before 1960
  • 75 if you were born 1960 or later

FYI ROTH IRAs are not subject to lifetime RMDs.

Guaranteed lifetime income

Using a Fixed Index Annuity with a Guaranteed Lifetime Income Rider can be an excellent strategy for your client’s portfolio, providing a dependable approach to income. Athene clearly illustrates the difference between a risk-based strategy and a guaranteed income strategy in their latest flyer. See how the Athene Ascent Pro 10 Bonus can help make guaranteed income a meaningful part of your client conversations.

Attached materials are for Pennsylvania only. 

Falling yields and carrier rate drops

10-year Treasury rates are yielding near 4%, and with the Federal Reserve cutting rates, many carriers have been reactive and lowering their rates. Now is a great time to consider Multi-Year Guaranteed Annuities (MYGAs) to lock in a strong fixed rate with your client, or to explore Rate Lock products in the indexed market. These products guarantee that the cap will remain the same for the entire surrender period, so each year your client can expect the same Annual Point-to-Point Cap rate. The days of worrying about renewal rates on the indexed side could be over. Check out Lincoln’s OptiBlend 5, 7, and 10-year products, offering locked rates as high as 8.3%!

See newsletter archives

Annuity Solutions Marketing Minutes | October 29th

News in this issue: 

Rates are dropping fast, don't miss out:

Now’s the perfect time to lock in guaranteed MYGA rates before they go any lower! Clients are looking for security and strong returns, and we’ve got both.

Check out the top MYGA reports: 

These are 100% guaranteed rates locked in for 1–10 years. Talk to your clients today and let’s help you close that next sale!

50% S&P 500 participation = home run potential:

See what a 50% participation rate could’ve done over the last 25 years, it’s impressive.
The EquiTrust Smart Boost Annuity offers that and more, plus a 40% Death Benefit Boost and an extra 1% commission through Dec. 31st, 2025!

Don’t wait – this offer ends soon. Let’s get you qualified!

Gains even in a down market:

Most annuities protect against losses, but what if you could offer growth in a negative year too?

With Lincoln’s OptiBlend Series, you can. Give clients a chance to see positive returns even when the market dips!

Reach out today and we’ll show you how to position this as a powerful growth strategy for your clients.

Finish the year strong!

End 2025 on a high note with more annuity sales and stronger client relationships. Our team is here to help you start conversations, close confidently, and master annuity strategies.

Let’s crush your year-end goals together!

Annuity Solutions Marketing Minutes | October 1st

News in this issue: 

Rates:

Oxford commission special: 

  • 3, 5, 7, 10-year Index products with attractive rates and Guaranteed Lifetime Income options, competitive MYGA rates and more…
  • Commission special-1% bonus for writing an FIA (index annuity) and 1% bonus if a rider is added to the policy for a possible boost of 2% more commission! Get your client quoted today!
  • Flyer and rates.

Equitrust smart boost: 

  • True Death Benefit FIA on the market: 40% BOOST given day 1 on the account.*
    *PA Vesting schedule on the boost is 25% vesting over 4 years to get the full 40% boost. Most states DO NOT have a vesting schedule.
  • Sales have been taking off since this released a little over a month ago in PA! This is a fantastic product to revisit with clients who were previously declined for life insurance or are now outside the typical age range for coverage. This can still give those clients a BOOST on their money if they pass! Great rates.
  • Get more information with brochures, applications, illustrations, sales tools and more.

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